Retirement Planning

Working with a financial adviser to start planning for retirement is essential for establishing a secure financial future. We provide expertise and guidance in creating a comprehensive retirement strategy tailored to your specific needs and goals. This professional help is crucial as you begin to navigate the complexities of retirement planning.

We can help you assess your current financial situation, including savings, investments, and debts, and develop a plan to address any gaps. We offer personalised advice on how to optimise your superannuation, and suggest appropriate investment strategies to grow your wealth while managing risk.

Additionally, we can offer insights into tax planning, ensuring that you minimise your tax burden and make the most of your retirement income.

You will gain access to professional knowledge and tools that help you make informed decisions. This collaborative approach ensures that your retirement plan is robust, adaptable, and aligned with your long-term financial goals, providing peace of mind as you approach this significant life transition.

Superannuation Strategies

Seeing a financial adviser to assist in making the most of your superannuation is crucial for several reasons. We bring expert knowledge of superannuation laws, regulations, and strategies, helping you optimise your retirement savings. We can guide you on the best ways to contribute to your superannuation, ensuring you take full advantage of available tax benefits and incentives.

We can also help you choose the right investment options within your superannuation fund, balancing growth potential with risk management to ensure your savings grow effectively over time. We also provide personalised advice based on your retirement goals, risk tolerance, and financial situation, creating a tailored strategy for maximising your superannuation benefits.

Additionally, we assist in planning for the drawdown phase, advising on the most tax-efficient ways to access your superannuation savings during retirement. This ensures you have a stable income stream and reduces the risk of depleting your funds too quickly. Overall, we help you make informed decisions, providing peace of mind and enhancing your financial security in retirement.

Investment Management

Griffiths Wealth investment strategies are delivered according to our CARE process.

  • Core Investments (40%-100% portfolio depending on risk profile)

  • Active Investment (0%-20% portfolio depending on risk profile)

  • Reserves (Retirees 4 years worth of spending/Working Income Protection and Emergency Fund)

  • Enhanced Returns (0% – 35% depending on risk profile)

We help you to grow and adapt your investment strategy as your wealth grows or the market changes to ensure you are always on track to achieving your financial goals.

We offer specialised investment strategies for ethical investors, business owners, or investing beginners, that address their individual needs in ways that are not normally provided for within traditional investment strategies.

Our personalised strategies provide an intelligent financial roadmap for your business and personal portfolio and ensure long-term financial success.